Josh Gibbons leads property underwriting product management in the areas of fire protection and mitigation, including ISO’s Public Protection Classification (PPC®) program, which analyzes the quality of fire protection in thousands of communities throughout the United States. Mr. Gibbons has more than 18 years of property/casualty insurance industry experience in pricing and product development. He worked for industry-leading insurance companies, including Nationwide, Travelers, and Mercury Insurance, before joining ISO, a Verisk business. Since joining ISO, Mr. Gibbons has led the effort to innovate and enhance an array of address-level property data products. In addition, he provides strategic support for ISO Community Hazard Mitigation programs on a national level. Mr. Gibbons is a graduate of Ohio State University with a B.A in Mathematics.