Shelitha Smodic, CFP®, is the CE Nerd Writer for Kitces.com. Shelitha is pursuing a doctorate in personal financial planning from Kansas State University with a research focus on family financial well-being and estate planning. Prior to pursuing her PhD full-time, she worked as the Associate Curriculum DesigNerd at Kitces.com, designing, researching, and writing content for courses. In addition to supporting the Kitces education team, Shelitha speaks, teaches, and writes about personal finance through Meaning of Money, her financial education platform. Prior to working in financial education, Shelitha was a financial advisor and the director of financial planning for a wealth management firm. She received her master’s degree in personal financial planning from Kansas State University and her bachelor’s degree in business administration from The University of Tennessee.