Denise Appleby, widely known as The IRA Whisperer, is one of the nation’s foremost experts on IRAs and employer-sponsored retirement plans. As CEO of Appleby Retirement Consulting Inc., she provides technical guidance to financial, tax, and legal professionals on IRA rules, RMDs, rollovers, Roth strategies, and SECURE Act compliance. Denise holds a Master of Jurisprudence in Employee Benefits Law and multiple advanced retirement credentials. Her engaging, insightful presentations simplify complex regulations and equip professionals to better serve their clients. Learn more at www.ApplebyConsultingInc.com.