Daniel Cutter

Senior Financial Advisor, Senior Vice President, Merrill Lynch Special Needs Team

"Daniel Cutter is a First Vice President and Senior Financial Advisor with the Special Needs Team at Merrill Lynch. Headquartered in San Francisco, Dan works with clients throughout the West, providing tailored advice and guidance to enhance the long-term financial well-being of special-needs, disabled and elderly individuals. He is particularly skilled in working with clients’ external trust and legal advisors to design customized programs squarely focused on the well-being of the client. His areas of focus include Special Needs Trusts, government benefits, trust administration, the Uniform Prudent Investor Act, and California Probate Code.

Dan began his wealth management career in 1999. Prior to joining Merrill Lynch in 2005, he served as a Financial Advisor with Morgan Stanley. He earned his M.B.A. with a concentration in Finance from the University of San Francisco and holds the Chartered Retirement Planning CounselorSM designation awarded by the College for Financial Planning. Dan has served as a consultant for two major legal publications: Special Needs Trusts: Planning, Drafting, and Administration through the California Continuing Education of the Bar, and Administrating the California Special Needs Trust."