Nizar Ghoula (PhD) is an AI and data expert with 17 years of industry experience. He currently operates as Senior Director of Transversal AI & Data services at the data office of the National Bank of Canada. With a strong background in research and development, Nizar thrives on delivering AI and data services across multiple industries. As a committed leader and team player, he consistently implements, manages, and contributes to complex data projects. He delivers meaningful and valuable solutions in various industries, such as corporate finance, financial services, call centers, operations, and credit risk.