The Architecture of Trust: How to Build a ‘Heavy-Duty’ Layered Authentication Strategy

One-Time Passcodes (OTPs) once set the standard for authentication. But today, for high-stakes activities—like account ownership changes, fund transfers, or credential updates—a random string of numbers sent through SMS alone can no longer guarantee true protection. OTPs are increasingly susceptible to SIM swaps, social engineering, and man-in-the-middle attacks designed to exploit their fundamental weaknesses. Organizations that want to stay ahead of modern fraud, need a layered, high-assurance approach to digital identity.

Join Jenna Kaye-Kauderer, Managing Vice President and Head of AirKey, Capital One, and MaryAnn Miller, VP Cybercrime and Fraud from Prove, for a live session on how to build a defense-in-depth authentication strategy that helps keep attackers out while keeping user trust at the forefront.

Here's what you'll learn:

The OTP Paradox: Why OTPs are only the beginning, and how to evolve toward a portfolio of resilient authentication methods.
Tap-Based Authentication: How to turn physical bank cards into powerful, hardware-backed security keys designed to instill confidence across the payments ecosystem.
Defense-in-depth in action: How a multi-layered approach helps ensure that even if one factor is compromised, the rest of your defenses remain strong

PJ will moderate an open forum of rapid Q&A, dynamic interactions, and unmatched energy.



When trust is crumbling.... Guardians of Trust unite.