Making the Most of Social Security - Live Class

MAKING THE MOST OF SOCIAL SECURITY
This workshop offers real world strategies and methods designed for those age 60 and older who are preparing for retirement and want to know more about the Social Security retirement system.

One of the most important decisions you will be required to make before you retire is when and how to claim Social Security benefits. With nearly 3,000 filing rules and more than 500 possible filing combinations to consider it is critical you understand all that Social Security has to offer before you make your final decision.

Whether you’re single, married, divorced or widowed, there may be ways to optimize the amount of lifetime, after tax, benefits you and your family receive from Social Security. To do so successfully requires a keen understanding of the Social Security retirement system and the critical issues outlined below:

• How married couples can coordinate benefits to help enhance spousal and survivor benefits
• How, in the post Bi-Partisan Budget Act Era, “File and Suspend”, “Do Over”, “Start, Stop, Restart” strategies work.
• How the 2025 Fairness Act may increase annual household benefits by more than $7,000.
• When you are first eligible to collect benefits and how the age at which you apply will affect the monthly amount you receive.
• How current employment will impact your ability to collect benefits.
• How to coordinate Social Security benefits with pension and IRA assets on a tax efficient basis.
• How savvy retirees have increased their annual Social Security benefits by as much as 133% and, at the same time, thanks to the "No tax on Social Security" provisions of the Big Beautiful Bill, pay next to nothing in federal income taxes.
• How cost-of-living-adjustments impact benefits throughout your life and the life of your spouse. Even when you are NOT collecting benefits.
• How spousal, survivor and divorced spouse benefits work.
• When to leverage strategies that will maximize your benefit while collecting from a former spouse.
• Ways to optimize your own benefit while collecting a survivor benefit.
• The effect of remarriage on survivor benefits for widowed and divorced spouses.
• How to amend your current benefits election if you made a mistake.

As a service to our community, the American Alliance for Financial Literacy (AAFL) is presenting this live, education focused, Social Security workshop. Please join us at

ADVENT HEALTH FIELDHOUSE AND
CONF CENTER - ROOM B
210 CYPRESS GARDENS ROAD
WINTER HAVEN, FL 33881

WORKSHOP BEGINS AT 6:30PM

This workshop is specifically for people like you who want to maximize their income, minimize taxes and MAKE THEIR PERSONAL SAVINGS LAST!

Space is limited and we often fill up fast so register today!