Vince Toye
Executive VP and Group Head
Community Lending & Investment
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Presenter
Monica Mitchell
Hugh Rowden
Head Of Engagement Initiatives & Community Outreach
As member of the Social Impact and Sustainability Executive Leadership Team, Hugh leads national teams which include an “Innovation initiatives team, a management collaboration team, and a housing outreach team” focusing on critical enterprise-wide community engagement initiatives for housing issues, as well as a host of other responsibilities. He often say’s “we’re problem solvers” that connect Wells Fargo to some of the communities’ most pressing needs.
Hugh’s responsible for leading initiatives and collaboration with national nonprofit organizations, local housing counseling agencies and legal aid agencies in support of homeownership education, home preservation and special community programs. His team focuses on helping customers and community stakeholders in challenging times. Rowden’ s previous roles with Wells Fargo include interim - community relations leader managing local foundation giving and community development activities, local government relations regional director, mortgage servicing outreach director and retail mortgage sales manager for the Southeast Region.
He attended the University of Northern Colorado for his undergraduate degree, the University of Arkansas Sam M. Walton School of Business for Middle Management Leadership Development, and earned his Executive MBA from Mercer University at The Eugene W. Stetson School of Business and Economic
Tim Rios
Senior Vice President-Wells Fargo Social Impact and Sustainability Group
Tim Rios is a senior vice president for Wells Fargo’s Social Impact and Sustainability group. He is responsible for implementing the company’s community and economic development programs in northern and central California, Inland Empire, as well as San Diego and Imperial counties.
A 22-year Wells Fargo veteran, Rios has held various positions throughout the course of his career at the company including positions in retail, wholesale, and business banking.
Rios’ dedication to economic development has earned him recognition from the California State Legislature. In 2005, he received national honors from
U.S. Small Business Administration when presented with its Financial Services Champion award. Rios has also received local, state, and national accolades including Hispanic Association on Corporate Responsibility’s Young Hispanic Corporate Achiever Award, Grizzly Award for executive leadership under the Bank on California Program, and Fresno West Coalition for Economic Development’s Risk Takers Dream Makers Community Champion Award. In 2013, Craig School of Business at California State University, Fresno, recognized him with the Top Dog Award, one of the highest honors bestowed on alumni.
A graduate of California State University, Fresno, Rios earned a degree in finance. In 2006, he completed a three-year executive banking program at University of Virginia.
An avid advocate for the communities he supports, Rios contributes his leadership and advice to multiple organizations and serves on various boards including James Irvine Foundation. In 2004, he was appointed by Governor Schwarzenegger to the California Economic Strategy Panel where he served for four years. In 2016, he co-founded the Central Valley Latino Giving Circle–an effort dedicated to promoting strategic philanthropy among Latinos who wish to make a positive impact in the lives of underserved families.
Vince Toye
Wells Fargo - Executive VP and Group Head-Community Lending & Investment
Vince Toye is an executive vice president and group head of Wells Fargo Community
Lending and Investment. The group lends to and invests in communities and businesses
in support of Wells Fargo’s commitment to economic development, job creation, and
affordable housing. This is accomplished through low income housing tax credit and new
market tax credit investments; as well as community development lending for affordable
housing and providing debt and/or capital to CDFIs. Based in New York, he oversees more
than 200 team members doing business in regional offces throughout the country.
Before his current role, he held the positon of government-sponsored enterprise (GSE) head
of Production for Wells Fargo Multifamily Capital from 2006 to 2018, which specializes
in GSE financing through Fannie Mae and Freddie Mac programs and Federal Housing
Administration (FHA)-insured fi nancing. He was responsible for managing the GSE
originations team, increasing production, and he oversaw Wells Fargo’s relationships
with Fannie Mae and Freddie Mac. He also oversaw growth of Wells Fargo’s regional and
national borrower relationships and was responsible for building cross-sell relationships
with other Wells Fargo business groups.
Before that, Vince was a vice president (VP) at Fannie Mae responsible for Multifamily
Customer Management at the Eastern Business Center (EBC), reporting to the VP for
Multifamily Sales and Marketing. He managed the Multifamily EBC and its eight lender
and large borrower relationships. The EBC lenders generated in excess of $7 billion in
financings between 2005 and 2006.
Vince joined Fannie Mae in 2001 as director of Marketing for Affordable and Capital
Markets. He was named head of the Midwest Regional Offce in May 2003. Before joining
Fannie Mae, he was the senior vice president at First Union National Bank where he held
various roles in the SBA Lending Group, Community Development Lending Group, and the
Consumer Banking Group. Before First Union, he was at M&T Bank and Chemical Bank.
Vince received his B.S. in aerospace engineering from the University of Virginia, where he
was a three-year letterman for the football team and was named to the All-Atlantic Coast
Conference Academic Football Team. He received his M.B.A. from The Wharton School of
Business at the University of Pennsylvania.
Kathy Christian
City of Baltimore & Midway CDC
About
The global pandemic is widening racial disparities across homeownership, small business and many other facets of community life. But it is also a wake-up call that is motivating action. Wells Fargo panelists will discuss the company’s strategy of accelerating financial capital and expertise during COVID-19, new forms of investment and why collaboration with customers and community organizations is a faster path to economic recovery. Experts will share lessons learned from the pandemic and how they identified ways to scale impact in diverse communities across housing, small business and community development.