About
Autonomous commerce is rapidly becoming reality, with AI agents beginning to act on behalf of consumers. This shift introduces new challenges for merchants: how to verify agent authorization, assess risk without direct customer interaction, and maintain strong authorization rates while preventing fraud.

Join IXOPAY and Nuvei for a Q&A-style panel discussion moderated by The Paypers, exploring how merchants can prepare for the realities of autonomous commerce. Together, we’ll examine how a shared trust layer can serve as the foundation for agentic transactions—ensuring that autonomous payments are executed by trusted agents on trusted rails. This unified layer enables merchants to orchestrate identity verification, fraud controls, authentication, and payment routing across PSPs, protocols, and payment networks—while introducing new levels of transparency, security, and control.

We’ll also explore how this trust layer brings explainability and transparency into payment decisioning, making autonomous actions—such as routing choices, acquirer selection, and risk scoring—fully auditable and understandable. In parallel, merchants can leverage a shared security and risk intelligence fabric to create a more robust, multi-layered defense against emerging threats in agent-driven payments.

Finally, we’ll discuss the importance of governance and guardrails in agentic commerce—ensuring that autonomous systems operate within defined policies, compliance frameworks, and merchant controls. With the right foundation in place, merchants can adopt agent-driven payments with confidence, knowing their systems are secure, governed, and built for performance.

Learn how forward-thinking merchants are building the infrastructure needed to support AI-driven transactions—while maintaining security, compliance, and strong payment performance.
When
Thursday, April 23, 2026 · 5:00 p.m. Amsterdam (GMT +2:00)
Agenda
  • The Foundation: Establishing a Shared Trust Layer
  • Explainability: Transparency in Autonomous Decisionin
  • Security: The Shared Risk Intelligence Fabric
  • Governance: Guardrails and Merchant Control
  • Closing Q&A: Preparing for Agentic Transactions
Presenters
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Jill Willard
CTO at IXOPAY
Jill Willard is a FinTech leader and strategist who has scaled global payment solutions processing over $40B in annual volume. With a focus on SaaS innovation and software architecture, they have a reputation for driving massive growth—including a 435% increase in gateway volume through strategic terminal programs. A specialist in acquisition integration and AI-driven engineering workflows, Jill Willard is passionate about building the secure, seamless payment experiences that power the modern economy.
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Mentxu Triviño
VP Payment Partnerships at Nuvei
Focused on agentic commerce and AIdriven payments, Mentxu Triviño works hands on on how autonomous agents can safely initiate, authenticate, and complete transactions at scale. As VP of Payments Partnerships at Nuvei, she leads strategic collaborations with payment networks, platforms, banks, and AI providers, addressing trust, identity, fraud, and authorization challenges across global payment ecosystems. Mentxu brings over 20 years of leadership experience across fintech, travel, and banking, spanning roles at Nuvei, Paysafe, Amadeus, Sabre, and Western Union.
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Tracy Kobeda Brown
Fraud and Payment-risk Expert
Tracy K Brown, known as The Fraud Futurist™, is a fraud- and payment-risk expert with more than 30 years of experience at the intersection of retail, payments, technology, and cybersecurity. Her fraud expertise started at American Eagle Outfitters where she led the team building early eCommerce platforms gaining firsthand experience with how fraud evolved alongside retail innovation. She has served as a board member and co-chairman of the Merchant Risk Council and the National Cyber-Forensics and Training Alliance, collaborating with merchants, payment networks, and law enforcement to combat organized fraud and emerging threats.

Today, Tracy advises organizations on how fraud shows up in real-world retail operations—and how to design effective deterrence where people, processes, and physical devices intersect. She is also the Vice President of Product & Strategy for Togetherwork, a private equity held company with 33 SaaS products that offer payments alongside their mission driven purposes. She has a Masters in Entertainment Technology from Carnegie Mellon University and her undergrad in Economics with a focus on Decision Sciences and Risk Management from The Wharton School.
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