Webinar: The Fraud and Payments Stack of 2026: How EMEA Merchants Are Wiring 3DS, Orchestration, and AI Decisioning Together by The Paypers

The Fraud and Payments Stack of 2026: How EMEA Merchants Are Wiring 3DS, Orchestration, and AI Decisioning Together

About

The way EMEA merchants manage fraud and payments has fundamentally changed in the last three years. 3DS2, SCA exemptions, real-time payment networks, and AI-powered fraud decisioning have each arrived as separate innovations — but the merchants getting the best results are the ones treating them as a single, integrated system.

Most aren't. Most are running a patchwork of tools that don't talk to each other — and paying for it in false declines, unoptimized exemption rates, and manual review queues that should have been automated two years ago.

This session — hosted by The Paypers with IXOPAY and Riskified — is a technical and commercial deep-dive into how the best-performing EMEA merchants are wiring their fraud and payments stack in 2026. Not as a blueprint to copy, but as a framework to pressure-test your own setup against.

Agenda

A systems-level view of how 3DS authentication, payment orchestration, and AI fraud decisioning interact — and where the gaps between them cost merchants the most
Real-world EMEA examples: how merchants reduced their 3DS decline rate while simultaneously improving fraud detection accuracy
IXOPAY's perspective on how payment orchestration creates the routing and exemption intelligence that fraud tools need to make better decisions
Riskified's perspective on how AI identity decisioning changes what's possible when it's connected to an orchestrated payment flow
The benchmark data: what a well-integrated stack looks like vs. the EMEA average

Presenters

Joy Macknight

Financial Journalist (Moderator)

Joy Macknight is an award-winning freelance financial journalist and editor who has covered the global financial services industry for over 20 years. Most recently, she was editor of The Banker, a Financial Times publication. Previously, she was features editor at Profit & Loss, editorial director at Treasury Today and editor at gtnews. She also worked as staff writer on Banking Technology and IBM Computer Today, as well as a freelancer on Computer Weekly.

Shelly Assaf

Senior Product Manager at Riskified

Senior Product Manager at Riskified, leading the Adaptive Checkout product — helping global e-commerce merchants optimize their checkout experience while maximizing revenue and reducing fraud. She works at the intersection of data, UX, and risk intelligence, collaborating with engineering, data science, design, and commercial teams to ship products that create real impact.

Adam Vissing

VP Sales and Business Development at IXOPAY

As VP, Global Enterprise Sales for IXOPAY, Adam works with Global Top 500 companies to help them manage, scale and optimize their payments processing operations. During his 25-year career, Adam has held roles spanning Engineering, Consulting, Product Management, Innovation and Executive Leadership across a wide range of industries, including B2B Enterprise SaaS, Aviation and Payments.

Reserve Your Spot

First Name*

Last Name*

Email Address*

Job Title*

Company*

Country*

Phone Number