About
The credit market is presenting opportunities for issuers greater than ever before.

Valued at $443.7B in 2021 and projected to reach $952.2B by 2031, global credit issuance is growing in both volume and complexity. New forms of lending such as BNPL and embedded finance are disrupting ecosystems, while consumers increasingly expect credit that feels as intuitive as their everyday digital experiences.

Modern cardholders, particularly Gen Z and Millennials across emerging markets in APAC, LATAM, Africa and some areas of Europe, still value access to credit, but they want it delivered in ways that are personalised, mobile-first, and seamlessly integrated into their financial lives.

Yet for many issuers, outdated core systems make it difficult to keep up. Built for a time when credit products were static and innovation cycles slow, legacy infrastructures now limit speed-to-market, flexibility and the ability to design experiences around the customer.

This webinar explores how modern technology and next-generation issuing platforms are helping issuers close the gap by transforming credit into a more agile, compliant and customer-centric proposition that drives loyalty and long-term growth.
When
Tuesday, November 11, 2025 · 4:00 p.m. Amsterdam (GMT +1:00)
Agenda
  • The Credit Market Landscape
  • The Issuer Challenge
  • Innovation in Action
  • The Future of Credit
Presenters
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Stephen Bowe
Chief Product Officer at Paymentology
Stephen Bowe is Chief Product Officer at Paymentology. He leads the design and delivery of Paymentology’s next-generation payments infrastructure, helping to simplify complex payment flows and global card programme management through API-first, cloud-native architecture.
With more than 15 years of experience across banking and payments, Stephen brings international expertise from Australia, New Zealand, Asia, and Europe. His previous roles include senior leadership positions at firms including Accenture, BT Group, Vodafone and Cable & Wireless, where he contributed to digital banking initiatives and cross-border payments platforms. Most recently he served as Director of Digital Experience and Innovation at Nationwide Building Society
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David Shipper
Strategic Advisor in the Retail Banking & Payments practice at Datos Insights
David Shipper is a Strategic Advisor in the Retail Banking & Payments practice at Datos Insights, specializing in debit and credit card strategy. With over 15 years of experience leading card and payments initiatives for U.S. financial institutions, David provides insights on emerging trends and best practices in card issuing, growth strategies, and digital payments
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Dwayne Gefferie
Founder at Gefferie
Dwayne Gefferie is a seasoned payments expert with extensive experience in data science, analytics, and fintech. He played a pivotal role in expanding Adyen’s Acquiring, Data Science, and Analytics capabilities ahead of its €20 billion IPO and developed a modular payments platform at Dimebox, which Verifone later acquired for €28 million. He also helped scale Checkout.com by leading its data strategy during its record €230M Series A funding. As Founder of DataBright, he has advised top financial institutions, including WorldPay, Barclays, and Mastercard, on modernizing their analytical frameworks. A frequent speaker at industry conferences, Dwayne shares insights through his Payments Strategy Breakdown newsletter and consultancy work with innovative fintech startups.
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