About
Compliance is shifting from static audits to continuous monitoring.

PCI DSS 4.0 introduces new requirements that affect how payment providers protect merchants and manage compliance across their portfolios.
At the same time, European payment companies operate in a highly regulated environment, with strict expectations from regulators, card schemes, and merchants.
In this webinar, The Paypers and Aperia Compliance explore what PCI DSS 4.0 means in practice for PSPs and payment platforms – and how modern compliance tools can simplify operations while strengthening merchant protection.
Agenda
  • What PCI DSS 4.0 actually changes for PSPs and payment providers
  • Why compliance is shifting from static audits to continuous monitoring
  • How payment providers can simplify compliance for merchants
  • How stronger compliance programmes help reduce risk and scheme penalties
Presenters
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Masha Cilliers
Consultant, Board Advisor, NED, and Payment Industry Expert (Moderator)
Masha Cilliers has been advising merchants and payment companies on ‘all things payments’ for many years. Masha previously held senior positions at Visa, Microsoft, Mastercard, CyberSource, and Worldline, and then became a consultant with Payment Options, as well as a Specialist Partner at Be Shaping the Future Consulting and Board Advisor to Limonetik (later Thunes). Currently, she acts as an Independent Executive Expert and holds positions of Non-Executive Director at Trust Payments and TrustUK Payments and Board Advisor at XanderPay.
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Chris Bucolo
Director, PCI compliance at Aperia Compliance, an IXOPAY Company
Chris has more than 30 years of experience in the financial technology, payments and security/compliance industries. Prior to his role as Director, PCI Compliance at Aperia Compliance, he spent 3.5 years at Amazon, as an ISA-Internal Security Assessor programs. Chris serves on many industry committees and special interest groups.
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John Newton
VP of Sales at IXOPAY
With over 20 years in the payments industry, John Newton is a recognized leader in the acquirer ecosystem. He has built and led strategic programs that help processors, ISOs, and payment platforms grow through stronger partnerships and smarter compliance solutions. At Aperia Compliance, John focuses on helping acquirers turn compliance into a source of merchant trust, retention, and revenue growth.
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