Webinar: New Data: The State of Mule Account Handovers in 2026 by The Paypers

New Data: The State of Mule Account Handovers in 2026

About

Mule account handovers are on the rise. They’re difficult to detect, and most institutions are only catching them reactively.

On April 30th, Incognia is unveiling the results of the 2026 State of Mule Account Handovers research report—a survey of 500+ fraud, risk, and AML professionals at financial institutions across the US and Europe. We're releasing the findings live, then breaking them down with fraud and risk leaders who are navigating this threat in the real world.

Here's a preview of what the research found:
→ 81% report an increase in mule account handovers over the past 12 months
→ 83% detect mule account handovers reactively—after early suspicious behavior, once funds are moving, or once they've already left
→ 53% say detecting mule account handovers is more difficult than most other fraud types
→ 78% say improving handover detection is a high or top priority over the next 12 months

Join us to see what the industry is up against—and what getting ahead of this threat actually looks like.

When

Thursday, April 30, 2026 · 6:00 p.m. Bucharest (GMT +3:00)

Agenda

The scale of mule account handovers, which institutions are most at risk, and what's driving the increase
How institutions are currently detecting mule account handovers, where signals are falling short, and what the institutions catching it early are doing differently
What a better approach to mule account handover detection looks like and how to make the case for it internally

Presenters

André Ferraz

Co-Founder and CEO of Incognia

André Ferraz is the Co-Founder and CEO of Incognia, the leader in cross-device risk intelligence. Incognia provides cross-device risk intelligence for companies that rely on trusted digital interactions. As a seasoned entrepreneur and technologist, Ferraz has co-developed one of the most precise location technologies in the world, which now powers Incognia’s fraud prevention solutions. Incognia is securing one billion devices across 188 countries. Incognia helps organizations stop repeat and large-scale fraud while reducing friction for legitimate users.

Dave Laramy

Head of Fraud, ABC & TEP

Dave looks after Fraud Management, Anti-Bribery and Corruption and Tax Evasion Prevention across the Danske Bank Group since he joined the bank in 2022. Danske Bank operates primarily in the Nordics servicing the full range of customers and products. Dave has worked in the financial crime space since 2002 and has held senior roles at several UK banks prior to moving to Denmark, most recently as the Head of Group Financial Crime at Monzo. Dave is a specialist in fraud and has previously sat on the Economic Crime board at UK Finance and the Cifas Advisory Board. Dave believes in a data driven approach to manage fraud and has a keen interest in future technology such as AI.

Dwayne Gefferie

Founder at Gefferie (Moderator)

Dwayne Gefferie is a seasoned payments expert with extensive experience in data science, analytics, and fintech. He played a pivotal role in expanding Adyen’s Acquiring, Data Science, and Analytics capabilities ahead of its €20 billion IPO and developed a modular payments platform at Dimebox, which Verifone later acquired for €28 million. He also helped scale Checkout.com by leading its data strategy during its record €230M Series A funding. As Founder of DataBright, he has advised top financial institutions, including WorldPay, Barclays, and Mastercard, on modernizing their analytical frameworks. A frequent speaker at industry conferences, Dwayne shares insights through his Payments Strategy Breakdown newsletter and consultancy work with innovative fintech startups.

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