Webinar: From mandate to mainstream: What happens when real-time euro payments are the default? by The Paypers

From mandate to mainstream: What happens when real-time euro payments are the default?

About

The Instant Payments Regulation (IPR) has made the sending and receiving of instant euro payments mandatory for most euro area payment service providers.

This is a watershed moment for Europe’s payments market, moving instant transfers from a niche capability to a mainstream expectation, and forcing organisations to rethink the systems, partnerships and strategies needed to compete.

On September 30th Tristan Kirchner, CEO Europe at ClearBank will be joined by Esther Groen, NED and Strategy Consultant, Kate Pohl, Global Sales Lead & Executive Advisor, Projective Group and Charles Damen, Chief Product Officer at Token, to unpack what the catalyst is for this growth, the operational and strategic implications today, and broader implications faced by organisations.

WEBINAR ENDED

Agenda

The evolving payments mix: SEPA Credit Transfers appear likely to move, but how will this impact the payments value chain and what role will other factors such as A2A, and direct debit play?
Operational implications: Many banks face the challenge of upgrading legacy core banking systems to support 24/7/365 operations and 10-second processing windows. What does that mean for the clients?
Changing market participants: IPR enables EMIs to become direct participants in SEPA clearing systems, a status previously limited to credit institutions, but how many will take this route?
Structural challenges: Will smaller and mid-tier banks and PSPs want to be direct participants, or does this create opportunities for infrastructure providers? If you are not going direct, what do you actually need from a partner? The future of European payments: SEPA Instant’s growth is part of a broader transformation, what happens to cards, direct debits, and Wero

Presenters

Kate Pohl

Global Sales Lead & Executive Advisor

Kate has 30+ years of experience in commercial banking incl. transaction services (cash, trade, securities), relationship management and risk (credit, compliance, operational). Kate has held senior positions with local, regional, and global responsibility with five major international banks: BNY, JPMorgan, ABN AMRO, Citi and ING in the USA, Germany and the Netherlands. She has built and optimized sales, product, implementation, and client services teams.
Today Kate works full time as Global Sales Lead and Cash and Working Capital Subject Matter Expert for Projective Group. She also supports the Euro Banking Association as the moderator for the Open Forum on Digital Transformation.

Tristan Kirchner

CEO Europe at ClearBank

Tristan Kirchner is CEO for ClearBank Europe, where he leads the bank’s European operations and long term growth strategy. Based in Amsterdam, he is responsible for scaling ClearBank’s cloud native clearing and embedded banking capabilities across the continent.
Tristan brings more than 25 years of payments and financial services experience, having held senior leadership roles at Uber, Barclays, Visa and American Express, with deep expertise in European payments infrastructure and regulation.

Charles Damen

Chief Product Office at Token.io

Charles Damen is Chief Product Officer at Token.io, the leading Pay by Bank infrastructure provider, bringing more than 25 years of experience across payments, mobile and internet technology to the role
He serves as Board Director for the TPP constituency at the UK Payments Initiative (UKPI), Payments Board member and Chair of the Open Banking Working Group at UK Finance, and founding board member of the Open Finance Association.

Esther Groen [Moderator]

NED and Strategy Consultant

Esther currently serves as a Supervisory and Advisory Board Member for fintech and payments companies — helping startups scale and scale-ups professionalise. This includes her role on the Supervisory Board of Currence/EPI, where she oversees the transition of iDEAL to the new pan-European payment scheme Wero (developed by EPI), and on the Supervisory Board of Verifone Payments.
Esther has a background in Banking, Payments & Fintech. She spent around 10 years in global transaction services at ABN AMRO and RBS/NatWest, in roles ranging from Sales to Management.

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