Once upon a time, merchants (and their customers) were happy with one-size-fits-all BNPL options like pay-in-3.

Those days are gone.

Just like the Three Bears, different merchants have different requirements and preferences for their point-of-sale financing programmes.

Some need to offer long-term loans, while others need short-term. Some need to offer a local loan programme for each EU country in which they operate. And some need to offer both B2B and B2C financing. There’s a multitude of variations.

Banks and lenders that want to attract new merchants and build long-term customer relationships need to offer loan programmes tailored to each merchant’s needs, products, EU market and use case.

Getting this fit ‘just right’ requires complex technology, many variables and third-party data sources.

Join our panel of experts as they share how leading banks and merchants are cultivating ‘happily-ever-after,’ mutually beneficial relationships through customised financing programmes.