The RMD Deadline Clock Is Ticking: What Every Retiree Must Know Before December 31

The SECURE 2.0 Act rewrote the RMD rulebook more dramatically than any legislation in the past two decades — and the deadlines it created are already here. Starting ages have shifted, penalties have changed, Roth 401(k)s no longer require distributions, and the Qualified Charitable Distribution limit has jumped to $111,000 for 2026. Miss the December 31 deadline and you could face a penalty of up to 25% on every dollar you failed to withdraw. If you've inherited an IRA, the danger is even greater — a strict 10-year withdrawal rule now mandates annual distributions, and thousands of beneficiaries who assumed that money sit are already out of compliance with the IRS without even knowing it.

This webinar gives you a plain-English roadmap to navigate every critical RMD change before they cost you. Our fiduciary experts will break down exactly what the new rules mean for your specific situation — whether you're five years from retirement or already taking distributions — and walk you through the smartest moves to make before December 31 arrives. 30 minutes could save you thousands in avoidable taxes and penalties and help you keep more of the retirement savings you worked a lifetime to build.

Reserve your spot. Seats are limited.

DISCLOSURE

The information provided herein is for educational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities, investments, investment strategies, or investment advice relating to securities, nor is the information a representation that any security is a suitable or appropriate investment for any person. In addition, please consider the appropriateness of the advice having regard to your own objectives, financial situation, and needs. This presentation does not constitute legal or tax advice. Participants should not act or refrain from acting based on the content of this presentation without seeking appropriate professional advice specific to their individual situation. All investment returns are hypothetical, and where quoted, past performance is not indicative of future performance. Sound Income Strategies, LLC does not create this document nor represent or warrant that the contents of this document are suitable for you from a compliance, regulatory, legal or any other perspective. We shall have no responsibility for your use or non-use of the document or any portion thereof. Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. Johnson Wealth and Income Management and Sound Income Strategies, LLC are not associated entities. Johnson Wealth and Income Management is a franchisee of Retirement Income Source®. Retirement Income Source® and Sound Income Strategies LLC are associated entities.