About
Here’s the problem: Germany’s public health insurance (GKV) is designed for individuals who spend their entire careers within the German system. If you leave Germany, any contributions you made to the state system will be lost, and you will gain no advantage in the country where you retire.

It makes little sense to try to keep your German coverage in retirement, as the German system is likely more expensive than the system in the country where you eventually retire.
By planning your healthcare for retirement as early as possible, you will have more money available in retirement, regardless of whether you retire in Germany or somewhere else.
Private health insurance (PKV), if properly planned, not only provides better healthcare when you need it but can also lead to greater financial freedom in retirement.
In this free live webinar, Stay Insured’s founder, Matthias Wolf, breaks down both retirement scenarios and explains why private insurance often comes out ahead in either case.

You’ll learn:

• The 9/10 rule – the regulation that disqualifies many international residents from affordable retiree insurance and applies to most people over 40.
• The real cost comparison – voluntary GKV vs. PKV in retirement, with actual numbers.
• Why the PKV advantage is portable – how private insurance works if you retire abroad.
• How a tax-benefited, structured savings plan can help you achieve this in conjunction with your PKV.
• Why PKV premiums are often more cost-effective in retirement (the myth-buster).
• Your action plan – what to do now, whether you’re 28 or 48.

Every registrant receives a free Retirement Insurance Checklist.

Can’t make the live session? Register anyway—we’ll send you the recording.
When
Tuesday, April 14, 2026 · 5:00 p.m. Amsterdam (GMT +2:00)
Presenters
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IamExpat Team
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Matthias Wolf
Founder & Managing Director, Stay Insured
Matthias founded Stay Insured over 8 years ago to make insurance in Germany simple and accessible for international residents. With a team where 70% moved to Germany themselves, Stay has served 3,000+ clients and holds a 4.9-star rating. Licensed insurance broker (§34d GewO).
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