About
Are you an expat in the Netherlands looking to buy a property? Then this housing webinar is the perfect place to have your questions answered and get onto the Dutch property ladder!

In this renowned housing webinar, qualified experts will teach you everything you need to know about the process of buying a home in the Netherlands. They'll explain the financial, tax, legal and practical considerations involved when buying a property, and guide you through the process from start to finish.

Sign up for this webinar to learn about:
- Mortgage eligibility and financing options
- Finding your dream home
- Authorizing the purchase
- Taxation and how to claim some money back

This webinar will be hosted by Richardo Cruz Fortes from Expat Mortgages, Mary Smith from BorgerSmith Real Estate Agency, Bert Buma from Buma Algera Notariaat and Arnold Waal from Tax is Exciting. They organise several online and live seminars on this topic, sharing valuable knowledge and answering questions from expats across the country.

And don't forget to click "I would like to receive information from the presenting company" to hear from the Expat Housing Seminar team and learn more information about buying a house in the Netherlands.
When
Wednesday, June 18, 2025 · 7:00 p.m. Amsterdam (GMT +2:00)
Presenters
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Richardo Cruz Fortes
Expat Mortgages
Richardo began his career in mortgage advice at Rabobank as a mortgage administrator, but his ambition was to move to the next level – consultancy. It was for this reason that he decided to join the Expat Mortgages team in 2010. A year later Richardo became a mortgage consultant.

Richardo is incredibly passionate about his job and the people (clients) he gets to meet every day. Richardo’s motto is: “We do not have problems, we only have challenges and each challenge requires the right tailor-made solution.” For over 10 years he has helped expats from all over the world secure mortgages to buy homes in the Netherlands.

Richardo was born and raised in Amsterdam, but he also has Cape Verdean roots. Both his parents were born on the Cape Verdean Islands. He is happily married to Nihal for already 11 years and they have 2 daughters: Zahara and Tamar and 1 son Zaki.

He likes to play (watch) soccer and spend quality time with his family and kids in his spare time.
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Mary Smith
BorgerSmith Real Estate Agency
Mary is an experienced real estate agent and appraiser. With a background in law and many years of experience at her father Egbert Smith’s notary office, she brings a unique combination of legal expertise and practical insight to her work. If you had to sum up Mary in two words, they would undoubtedly be: speed and dealmaker. She works at lightning pace and always manages to stay one step ahead.

Moreover, she will stop at nothing to secure the best possible price for you. Mary stands for direct, honest, and personal service, and phrases like “straight to the point” perfectly capture her approach. Fluent in English and thoroughly versed in Dutch laws and regulations, she is exceptionally well-equipped to guide expats in their search for a new home in the Netherlands.
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Bert Buma
Buma Algera Notariaat
Bert Buma (1959) is co-founder of Buma | Algera Notariat together with Sjoerd Algera. Bert graduated in Notarial law and Dutch law at the Vrij (Free) University of Amsterdam in 1984 and since then has worked in the Amsterdam's notarial profession. As (assigned) notary Bert specialised in real estate.

He specifically focussed on buying/selling, establishment of mortgage and other security rights, division in apartment law and (voluntary and foreclosure) real estate auctions. He regularly conducts lectures on the subject to estate agent associations. Before establishing Buma | Algera Notariat Bert worked for Boekel De Nerée for 25 years, 14 years as partner and 11 years as notary. He is also a member of the Amsterdam's Legal Society. Alongside his work as notary Bert sits on the board of a number of charitable organisations.
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Arnold Waal
CEO of Tax is Exciting
Arnold Waal, born and raised in Amsterdam. After finishing the high business school and university tax degree Arnold started his career with a small typical Amsterdam tax advising company. Typical Amsterdam implies joy in the work to be done with an eye for humor. Later on, he decided to start his own tax advising company. The first employee, Eleonora, Arnold married. Both are now partners in Orange Tax Services and that has evolved to Tax-is-exciting BV, as Arnold actually thinks tax is exciting.

The company employs a staff of 15 employees and their target clients are the internationals who need help with tax compliance. That can be from claiming back mortgage interest to starting a company, or running payroll. All communicated in English, all to make you comply with the rules and regulations. Tax is Exciting is based at the Keizersgracht 62 in Amsterdam and Zijlstraat 47 in Haarlem.
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Ana Lila
Expat Mortgages Host
Ana was born in Albania and moved to the Netherlands at 17 to pursue her studies in Groningen. She now lives in The Hague. Her passion for working with people initiated from her studies in Marketing and Hospitality Management, when Ana realized how much she enjoyed helping companies build stronger relationships with their customer. This led her to a career as a Customer Success Specialist at Expat Mortgages.

In her free time, Ana likes to practice her love for photography, capturing moments and exploring different perspectives. She also enjoys spending time at the cinema, hanging out with friends and reading to unwind.
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Claire Leunissen
IamExpat Host
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