About
Are you an expat in the Netherlands looking to buy a property? Then this housing webinar is the perfect place to have your questions answered and get onto the Dutch property ladder!

In this renowned housing webinar, qualified experts will teach you everything you need to know about the process of buying a home in the Netherlands. They'll explain the financial, tax, legal and practical considerations involved when buying a property, and guide you through the process from start to finish.

Sign up for this webinar to learn about:
- Mortgage eligibility and financing options
- Finding your dream home
- Authorizing the purchase
- Taxation and how to claim some money back

This webinar will be hosted by Expat Housing Group: Richardo Cruz Fortes from Expat Mortgages, Bert Buma from Buma Algera Notariaat and Arnold Waal from Tax is Exciting. There will also be a guest speaker, Julian de Wolf, a real estate broker at Hausing.

And don't forget to click "I would like to receive information from the presenting company" to hear from the Expat Housing Seminar team and learn more information about buying a house in the Netherlands.
WEBINAR ENDED
Presenters
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IamExpat Team
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Joana Vinogradoff
IamExpat Host
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Richardo Cruz Fortes
Expat Mortgages
Richardo began his career in mortgage advice at Rabobank as a mortgage administrator, but his ambition was to move to the next level – consultancy. It was for this reason that he decided to join the Expat Mortgages team in 2010. A year later Richardo became a mortgage consultant.

Richardo is incredibly passionate about his job and the people (clients) he gets to meet every day. Richardo’s motto is: “We do not have problems, we only have challenges and each challenge requires the right tailor-made solution.” For over 10 years he has helped expats from all over the world secure mortgages to buy homes in the Netherlands.

Richardo was born and raised in Amsterdam, but he also has Cape Verdean roots. Both his parents were born on the Cape Verdean Islands. He is happily married to Nihal for already 11 years and they have 2 daughters: Zahara and Tamar and 1 son Zaki.

He likes to play (watch) soccer and spend quality time with his family and kids in his spare time.
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Arnold Waal
Orange Tax services
Arnold Waal, born and raised in Amsterdam. After finishing the high business school and university tax degree Arnold started his career with a small typical Amsterdam tax advising company. Typical Amsterdam implies joy in the work to be done with an eye for humor. Later on, he decided to start his own tax advising company. The first employee, Eleonora, Arnold married. Both are now partners in Orange Tax Services and that has evolved to Tax-is-exciting BV, as Arnold actually thinks tax is exciting.

The company employs a staff of 15 employees and their target clients are the internationals who need help with tax compliance. That can be from claiming back mortgage interest to starting a company, or running payroll. All communicated in English, all to make you comply with the rules and regulations. Tax is Exciting is based at the Keizersgracht 62 in Amsterdam and Zijlstraat 47 in Haarlem.
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Bert Buma
Buma Algera Notariaat
Bert Buma (1959) is co-founder of Buma | Algera Notariat together with Sjoerd Algera. Bert graduated in Notarial law and Dutch law at the Vrij (Free) University of Amsterdam in 1984 and since then has worked in the Amsterdam's notarial profession. As (assigned) notary Bert specialised in real estate.

He specifically focussed on buying/selling, establishment of mortgage and other security rights, division in apartment law and (voluntary and foreclosure) real estate auctions. He regularly conducts lectures on the subject to estate agent associations. Before establishing Buma | Algera Notariat Bert worked for Boekel De Nerée for 25 years, 14 years as partner and 11 years as notary. He is also a member of the Amsterdam's Legal Society. Alongside his work as notary Bert sits on the board of a number of charitable organisations.
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Julian de Wolf
Real Estate broker
With a professional journey spanning multiple years in the housing industry, my core competencies lie in client management, personalized home searches, and fostering relationships that transform challenges into welcoming experiences.



Currently at Hausing, my mission syncs with our commitment to finding clients their ideal homes. Our team values diversity and inclusivity, ensuring every client feels at home, regardless of their background. Bringing a wealth of varied experiences, I contribute to the vibrant culture and goals of our organization.
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Sarai Vélez Ramírez
Social Media Strategist
Sarai Vélez Ramírez is a social media strategist, community builder, and entrepreneur based in The Hague. Originally from Mexico, her journey has taken her across different industries, countries, and cultures, shaping a unique perspective on communication, connection, and belonging. Through her work, she helps organisations and leaders strengthen their visibility, engage their communities, and share stories that create meaningful impact.
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