Taxes are one of the largest contributing factors that can prevent individuals from achieving their retirement goals. We’ll show you how to create a plan and capitalize on strategies to potentially lower your tax bracket in retirement.

During this virtual, information-packed workshop, you can discover:

- Why taxes can be one of your biggest retirement expenses without a proper plan in place.

- Immediate actionable steps to protect your savings from heavy, unnecessary “retirement taxes.”

- How to lock-in historically low tax rates now, before taxes increase.

- Strategies to help you avoid “401k and IRA tax pitfalls.” (1)

- How you can create tax-free retirement income and potentially lower your tax bracket in retirement.

- And MUCH more!

Frank Fauble and Jeff Boyanoski are Registered representatives offering securities through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Advisory Services and Financial Planning offered through Vicus Capital, Inc., a Federally Registered Investment Advisor.

115 Farley Circle, Suite 104, Lewisburg, PA 17837

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional tax advice for applicability to your personal situation.

By providing your information, you give consent to be contacted about the possible sale of an insurance, securities or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution.