Are You Maximizing Social Security?

Social Security is one of the most important—and often most confusing—pieces of retirement planning. In this webinar, Raleigh Wealth Solutions’ Wealth Advisor Mikayla Raleigh, CFP®, breaks down the complex rules, strategies, and timing considerations that can significantly impact your lifetime benefits.

You’ll learn:

When to claim benefits: The difference between starting at 62, waiting until full retirement age, or delaying until 70—and why the “maximize at 70” advice doesn’t always apply.

Spousal benefits explained: How a non-working or lower-earning spouse can access benefits, key rules to know, and common pitfalls to avoid.

Working while claiming benefits: Why earning too much before full retirement age could reduce your Social Security payments and how to plan around it.

Taxation of Social Security: How much of your benefit may be taxed and why most retirees need to plan for this.

Cost of living adjustments (COLA): The unique inflation protection Social Security provides compared to other retirement income sources.

Through real-world examples and client scenarios, Mikayla demonstrates how personalized planning—not generic calculators—leads to the best outcomes. Whether your priority is preserving assets, retiring early, or leaving a legacy, this session will help you understand the strategies available so you can make the most of the benefits you’ve worked hard to earn.