Creating Lifestyle Flexibility for Retirees Using A Goals-Based Plan

Are you ready for the webinar? 
- Ensure you have your individual sign-on link handy.  
- Check your email: You can find your custom link by accessing the email confirmations that have been sent to you via email from webinar.host@bigmarker.com. 
- Check your calendar: You can also find your individual sign-on link within the downloadable calendar invite for the webinar. 
- Still can’t find it or something not right? Reach out to us directly as members@kitces.com and we can assist you. 

Planning for retirement income is a top-of-mind issue for clients approaching retirement. However, traditional rules of thumb for retirement income planning, like the 4% rule, can inordinately tie a client’s retirement lifestyle to the state of the stock market in the year they plan to retire, leaving clients who retire on slightly different dates in potentially drastically different retirement lifestyles. Alternatively, goals-based retirement planning can help advisors move beyond traditional withdrawal strategies and Monte Carlo failure rate discussions, and provide a more client-driven retirement income planning process that matches investment risk and financial product selection to spending.

In this Kitces Monthly webinar, Michael Finke, Professor of Wealth Management at The American College, explains the concept of creating a goals-based retirement income plan, which can provide retirees with more flexibility in their retirement income plan while balancing their lifestyle and legacy goals. In this webinar, Finke demonstrates the need for spending adjustments and provides a simple 4-step framework advisors can use to discuss products that reduce longevity risk.

In this webinar, advisors will learn:

- The fundamental principles of goal-based retirement planning
- The limitations of traditional withdrawal strategies and failure rates in retirement income
planning
- How to apply a four4-step retirement income plan to address client preferences,
objectives and income tradeoffs
- How to apply a goal-based strategy to help clients select investments and financial
products

Continuing Education (CE): 1 Credit
For those who attend the live session for at least 50 minutes, we will report your attendance directly to the CFP Board, IWI and American College within 72 hours as long as you enter your certification numbers during registration. You will also receive a completion certificate that you can use to report CE to other organizations. We don't report for state level insurance licensing although some states may accept completion certificates if you self-report.

Recordings:
Non-Members: Those who are NOT Kitces.com Members will have access to the recording for 30 days. Though continuing education is available for the live session, the recording is not CE eligible. 

Kitces.com Basic & Premier Members: The video presentation and a recording of the live Q&A will be available on the Webinars page in the Members Section. Note: If you were not able to attend the live session for the full 50 minutes, successful completion of a quiz will be required in order to receive CE for viewing the RECORDED VERSION posted to the Members Section.