529 Conf: Legislative & Regulatory Developments

Paul Curley is Director of Savings Research at ISS Market Intelligence, where he oversees data, research, consulting and events on 529 savings plans, 529 prepaid plans and ABLE accounts for institutional clients. He is also the Editor of the 529 Dash e-newsletter and 529 Insiders website for advisors, accountants and estate planners.

Jillian Enoch is Vice President in Government Affairs at SIFMA. Ms. Enoch is responsible for managing retirement, savings, and tax compliance issues. She engages in active dialogue with government regulators and members of Congress to ensure the perspectives of SIFMA’s members are heard. Currently, her focus is on legislative and regulatory initiatives impacting fiduciary standards, information reporting and withholding, and tax incentives for saving. She has worked at SIFMA since June 2007. Ms. Enoch holds a Master of Public Policy from George Mason University and earned her Bachelor of Science in International Business from the University of Maryland. She also holds a certificate from the Securities Industry Institute, an executive education program at The Wharton School.

Bri Joiner is the Director of Professional Qualifications at the Municipal Securities Rulemaking Board (MSRB), where she leads strategic policy, rulemaking initiatives and regulatory planning for the MSRB’s Professional Qualifications program. Prior to assuming her current role, Ms. Joiner managed the MSRB’s educational initiatives relating to the development and delivery of regulatory content for regulated entities and market stakeholders in support of a fair and efficient municipal securities market.
Prior to joining the MSRB, Ms. Joiner spent ten years at the Financial Industry Regulatory Authority (FINRA). She served as Senior Regulatory Policy Analyst in FINRA’s Office of General Counsel, where she worked on rulemaking initiatives and researched complex legal and compliance matters. She also held the position of Senior Manager / Associate Director in FINRA’s Member Education and Training department, where she advised on initiatives having a market impact and served as a subject matter expert on various topics. Ms. Joiner began her career at the U.S. Securities and Exchange Commission.
Ms. Joiner earned a bachelor’s degree, magna cum laude, from Spelman College and a juris doctor from the Walter F. George School of Law, Mercer University. She is a member of the Phi Beta Kappa Honor Society and Phi Delta Phi Legal Fraternity.
About the MSRB The MSRB protects investors, state and local governments and other municipal entities, and the public interest by promoting a fair and efficient municipal securities market. The MSRB fulfills this mission by regulating the municipal securities firms, banks and municipal advisors that engage in municipal securities and advisory activities. To further protect market participants, the MSRB provides market transparency through its Electronic Municipal Market Access (EMMA®) website, the official repository for information on all municipal bonds. The MSRB also serves as an objective resource on the municipal market, conducts extensive education and outreach to market stakeholders, and provides market leadership on key issues. The MSRB is a Congressionally created, self-regulatory organization governed by a board of directors that has a majority of public members, in addition to representatives of regulated entities. The MSRB is subject to oversight by the Securities and Exchange Commission.

Amy C. Sochard is the Vice President of FINRA’s Advertising Regulation Department. The department helps protect investors by ensuring members of FINRA use advertisements, social media posts, and other communications that are fair, balanced, and not misleading. Ms. Sochard oversees the department’s regulatory review programs and business operations, including the development of technology to facilitate the review of communications. Ms. Sochard provides expertise and policy guidance to other FINRA departments concerning FINRA, SEC, MSRB and SIPC rules pertaining to communications with the public. She also oversees the development of new rules, published guidance, and interpretations regarding communications, and she routinely speaks at industry events on these topics. Prior to joining FINRA, Ms. Sochard worked with a real estate syndication firm in Washington, DC. She received a bachelor’s degree with distinction in English from the University of Virginia and studied poetry writing at Columbia University.

Tamara K. Salmon is Senior Associate Counsel of the Investment Company Institute. She has been with the Institute since 1993. Her work at the Institute involves responsibility for a variety of legal and regulatory issues relating to mutual funds, broker-dealers, and investment advisers, including issues relating to 529 plans. Prior to joining the Institute, she served as Assistant Director of the Florida Division of Securities. In her eight years with the Division, she oversaw the Division’s registration and examination functions, filed and settled enforcement proceedings, testified frequently as an expert witness, drafted and analyzed statutory and rule changes, and handled various cabinet issues for Florida’s Comptroller. Prior to joining the Florida Division, she was an attorney with the Commerce Committee of the Florida House of Representatives, where her duties included drafting and analyzing legislation relating to the financial services industry. She graduated magna cum laude from Salem Women’s College and magna cum laude, Order of the Coif, from Florida State University College of Law. She is a member of the American Bar Association as well as the bar associations of the State of Florida, the District of Columbia, and the U.S. Supreme Court.