Kabir is a seasoned analytics professional who has designed and developed credit risk management frameworks & analytics solutions for various banks and financial institutes in the UK, US, Southeast Asia and South Africa. He has rich hands-on experience in developing and validating portfolio management models, capital models, impairment models and portfolio growth strategies for various Retail and SME products. At Experian Southeast Asia, he leads the propositions, partnerships, and go-to-market strategy for Analytics business. With a blend of expertise in both regulatory and non-regulatory credit risk analytics, covering conventional modeling, alternative data, and machine learning techniques, he has continuously and successfully advised the financial institutes to choose and deploy appropriate analytics solutions depending on their business priorities and organizational readiness.