Join Alessandra Malito, MarketWatch retirement reporter, Tanja Hester, author of Work Optional: Retire Early the Non-Penny-Pinching Way, and Ryan Frailich, founder/owner of Deliberate Finances as they discuss what retirement means to you, and what you expect of it in your future?

Alessandra Malito
Retirement Reporter, MarketWatch
Alessandra Malito is the retirement reporter at MarketWatch, where she covers Social Security, savings and investing for any age, aging and the latest trends and legislation in the industry.
Ryan Frailich
Founder/Owner, Deliberate Finances
Ryan worked as a teacher and as a school administrator overseeing HR before becoming a fee-only financial planner. Working in HR revealed a lot about the financial lives of employees, and the lightbulb went off: Too many smart and talented people feel overwhelmed with finances, always wondering if they're making mistakes. And too many people who want help are taken advantage of or shut out by large financial institutions.

Ryan changed careers, became a Certified Financial Planner®, and started Deliberate Finances. He works with couples in their 20’s, 30’s, and 40’s to put together the pieces of their financial puzzle, from getting married, to managing student loans, what it means to plan for retirement, and what to expect (financially!) when a baby is on the way. Given his work with young professionals, student loans are frequently a big piece of the planning process for my clients.

When not working, he spends my time exploring my adopted home city of New Orleans with my wife & two young kids.
Tanja Hester
Author of Work Optional: Retire Early the Non-Penny-Pinching Way
Tanja Hester is the author of Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change (coming in November) and Work Optional: Retire Early the Non-Penny-Pinching Way. After spending the bulk of her career as a consultant to Democratic politics and progressive issue campaigns, and before that as a public radio journalist, Tanja retired early at the age of thirty-eight. She documented the process on her award-winning financial independence/retire early (“FIRE”) blog Our Next Life.

She’s been an outspoken voice in the personal finance media community to consider systemic barriers and opportunity gaps, rather than simply pushing people with lots of advantages already to accumulate more wealth, part of why New York Times called her “the matriarch of the women’s FIRE movement.” She hosts a podcast launching this summer also called Wallet Activism, writes an occasional opinion column for MarketWatch, and lives in a burgeoning permaculture food forest she’s growing in North Lake Tahoe, California, with her husband Mark Bunge and a flock of tiny rescue dogs. You can follow her on Twitter and Instagram at @our_nextlife, and visit her blog at ournextlife.com.
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