About
Interest rates are expected to rise throughout 2022. Michael Fratantoni, chief economist at the Mortgage Bankers Association, explains the implications for the housing and mortgage markets.

Presenters
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Jacob Passy
Personal-Finance Reporter, MarketWatch
Jacob Passy is a personal finance reporter for MarketWatch, covering real estate, credit cards and travel. He is also the author of MarketWatch's new real-estate column, The Big Move, where he answers reader questions about all aspects of the home-buying process.
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Michael Fratantoni
Chief Economist, Senior Vice President, Research and Industry Technology Mortgage Bankers Association
Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys and benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is a member of the Board of Directors of MISMO and the membership committee of MERS.

Prior to joining MBA, Fratantoni worked in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.
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