Retirement, Income Planning and Social Security Specialist
Staci understands that true wealth means being able to share life with your loved ones.
My desire for you is to establish an understanding of your retirement goals. I specialize in "putting the pieces together" while offering strategies to bridge the "income gap" throughout your retirement years.
I am a graduated of the University of North Texas and have worked as a retirement specialist helping many families in the East Texas area for over 20 years. I am a Gold Star Member of the BBB, Ethics Association, NFIB, an active member at church, and I volunteer for many community organizations.
My husband and I have been married for 10 years and share 4 amazing children and 3 grandchildren.
Staci often says: "Keep it simple, Real people simply need Real plans that fit with their Real needs."
"Financial planning does not need to be a stressful nor intimidating experience; instead it should be a comfortable planning session based on trust and understanding."
About
In light of the current economic crisis Longview's Wealth Coach Staci Aldredge is offering a series of online classes to provide strategies that will preserve your retirement savings. You don't want to miss this important online event.
WHY THIS CLASS MATTERS
Many of the retirement strategies utilized by our parents have grown outdated and may no longer have application for those looking to retire today. This class compares and contrasts the old retirement paradigms of yesteryear and the new paradigms of today. Attendees will discover how to insulate themselves from the risks of rising taxes, Social Security taxation, and how to avoid common mistakes that increase the chances or running out of money as you distribute your assets in retirement.
BALANCED FINANCIAL INFORMATION
This course is designed to give each attendee a comprehensive and Plain-English financial education, while also exposing various pitfalls and risks that threaten to derail many retirees today.
This event is purely educational – no specific products or services will be offered.
WHY LOSSES DURING RETIREMENT MATTER
• The impact of dramatic market loss in retirement
• Is “buy and hold” appropriate in retirement?
• How to safeguard against two types of investment risk
“RETIREMENT REDZONE”
• The old retirement vs. TODAY’S retirement
• How to create a clear vision for retirement that could lead to less stress and more happiness.
• What is the SECURE Act of 2020 and how could it effect your retirement?
TAX RATE RISK
• Why experts say tax rates could double
• How rising taxes may affect your retirement cash flow
• The “Catch 22” of 401k’s and IRA’s
• How lost deductions may affect your taxes in retirement
RETIREMENT INCOME PLANNING
• The three basic retirement accounts
• How to accumulate dollars in the right types of accounts for future retirement income
• What’s better for you: tax-deferred or tax-free accounts?
• How to define a “true” tax-free investment
MAXIMIZING SOCIAL SECURITY
• The causes of Social Security taxation
• The Social Security thresholds you need to be aware of
• The real cost of Social Security taxation
RETIREMENT DISTRIBUTION PITFALLS
• How the new rules on “Rate of Withdrawal” affect People Nearing Retirement
• How to ensure you won’t run out of money in retirement
• How to liquidate retirement assets in the right order