High Yield Savings Plans (HYSPs) have become increasingly popular—but most people don’t fully understand how they work, why rates rise and fall, or what risks come with relying on them long-term. In this educational webinar, we’ll break down the real mechanics behind HYSPs, explain the challenges today’s economic environment presents, and explore smart, practical alternatives that can help you protect your savings and support your financial goals. Whether you're planning for emergencies, retirement, major purchases, or legacy needs, this session will equip you with the clarity and knowledge to make informed decisions about where you keep your money.